If you got to this page as a result of my stories, you already know that ING DIRECT is my favorite bank in the world! After all, I wouldn't turn my logo orange for just any bank! If you got here through other means, now you know what the rest of the world knows (well, ok, maybe just the five family members who visit my site out of familial obligation).
Did I mention, ING DIRECT is my favorite bank in the world?!?
That's why I'm dedicating an entire page to it.
Why do I love them so? Here's why:
On their Savings Account & CDs
No fees!
No service charges!
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No minimum deposits!
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Access to my account 24 hours a day (internet &phone)!
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Super-duper high yield! Currently 3.50% (Savings - as of 11/05)! How much is your bank paying you? Seriously, I challenge you to go check your account. (When I opened an account with them in 2003, it was 2.25%, they keep raising their rates! And I don't even have to ask!)
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You can link to your existing bank account (so you don't have to close it if you don't want to).
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You can transfer money to and from your existing bank account anytime.
No "minimum transactions or we'll charge you!" like most banks.
No "maximum transactions or we'll charge you!" like most banks.
No "direct deposit or we'll charge you!" like most banks.
- No "minimum balance or we'll charge you!" like most banks.
There are simply NO charges whatsoever!
They are really friendly & helpful people! (I think they actually LIKE saving you money!)
On their Orange Mortgage & Home Equity
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Very little to no closing costs! (My HELOC had absolutely no closing costs. That means zip, zero, zilch, nada!)
Very low interest rate. How can you beat prime?
Fast & easy application process.
They keep things SIMPLE. There's nothing complicated about any of their products or services.
They handle practically everything for you!
And the #1 reason why I love ING DIRECT:
They are making my money work for me! My money just keeps growing & growing and I'm not even watering it!
Man, I really should be a spokesperson for them, shouldn't I? In fact, I would work for them. If I had to work for somebody, I would work for them. But I'd rather not work for anybody but myself, and the big guy upstairs, of course.
And with the way they water my money, they are making it possible for me NOT to work for them!
Aaah, what a great company!
Oh, and if you were wondering, yes, they are FDIC insured.
See?
If you want them to water your money too (so you can watch it grow!) click on any of the banners or orange links (did I put enough on this page?) to get to their site.
Here's also a cool calculator to see the difference in payments between an ARM and a Fixed Rate Mortgage: Fixed Rate vs. Adjustable Rate Calculator. You can enter their Great Mortgage Escape sweepstakes for a chance to win up to $15,000 here too!
If you don't know what an ARM is (I don't mean that limb hanging off the side of your torso!), see my Basic Real Estate Terms page. "And what the heck was that HELOC thingy she mentioned above?" Funny you should ask, you'll find that there too.
If you want to know how I came to love ING DIRECT and read about my experiences with other lenders, click here to go to my Owner/Builder Blog (this link will take you directly to the lender-related post).